How can I collect credit card information without using a gateway company?


If you would like to collect credit card information without using a gateway and are on cart versions 3.6.0 or higher you can use the Credit Card Storage Tool completely free. CCS allows you to store the CC info on the same server as your shopping cart and is fully encrypted so it only allows you access later so you can process the order amount. The customer stays within the same shopping cart thereby skipping the cart’s necessity for secure transmitting of credit card information.



Applies to Version(s): 3.8.0 - Current


How to Setup Credit Card Storage.


To setup Credit Card Storage, follow these steps:


  1. In your admin area, go to Settings > Advanced Settings > Credit Card Storage.



  2. Select Enable Storage of Cardholder Data. Select the length of time you want to hold end-user credit card data in the system, enter a very secure username and password to be used for access the credit card information, make sure you Save your changes.



  3. Now if you ever forget your username and password, or need to reset them for security reason, you can click Regenerate Credentials. Be Aware that doing this will lose you access to any current credit card numbers you have stored, and you will not be able to retrieve them again. You will only be able to retrieve credit card numbers for future orders.



Note: It’s strongly recommend you do not store credit cards on your system unless you feel it is absolutely necessary. No system is 100% safe and you will be held responsible for any breach in the security of your server. CISP compliant payment gateways are the only recommend repository for customer payment information. While we provide this feature as a service to our customers, we strongly advise against using it. Since no encryption method is completely secure, we cannot be held responsible for any issues surrounding the storage of your customers payment data.


Links to Related Articles.


How to setup Payment Methods.


If you didn't get your question answered, please contact the Pinnacle Cart Support Team. To submit a ticket, go to the My Account drop-down menu at the top right of the admin area and select Support